Welcome to Free Money Finder

Free money? Does it exist?

The Latte Factor: Lets say you go to work on a bus and every morning you buy a cup of coffee and a bagel at the café near the bus stop. During the day you buy a few things for lunch with co-workers and maybe a little snack for that 2:30 pick-me-up.

Then you go home.

Say these are your expenses:

• $3.00 Coffee - it's a very nice coffee.
• $2.00 Bagel
• $4.50 (#3 on the menu for lunch)
• Juice $3.00
• Gum & a Chocolate Bar $2.00

Total: $14.50

Holy Smokes! That's expensive. Would you notice how much money was being spent? Probably not as you paid for the items at different times.

Suggestion: Review what you spend your money on each day and you may find that it's those extra things that eat away at your income.

If you could reduce this $14.50 to around $5.00 by bringing items from home, you would have an extra $3467.50 lying around!

Now take a look at your shopping list. Lots of things are probably wasteful; try to cut down on these. Always look around to get the best value for money. Once again it might not seen much, but even a little bit can turn into a great lot of cash!

Finally, think about investing.

Say you start investing at age 25, you add in $1000 to start with, $10 each week, at 8.00%p.a. By the time you reach 60, that will be worth $107,859.35!

Or, say you start investing at age 25, you add in $0 to start with, $20 each week, at 6.50%p.a. By the time you reach 60 that will be worth $133,063.84!